If you subscribe to any services offered through this website, you also will be subject to additional terms and conditions (“Terms of Service” or “TOS”) applicable to such services, which will be brought to your attention at that time.
Sites and Services
We do not guarantee that access to or use of this website or any services will be uninterrupted or error free, and Investor Advisory Network shall not be liable for any feature not being accessible or for any unavailability of its website and services. The website and its features may be expanded, limited or modified at any time by Investor Advisory Network to meet the needs of its Users, or for technical or other reasons, without advance notice or reason. We may also in our sole discretion, and at any time, discontinue providing, temporarily or permanently, any or all of the website, without notice. To access some of the content or features of the website or its services, Users may need to enhance or update the hardware or software in their computer systems. Investor Advisory Network assumes no responsibility for any failure to access the website or any services, partially or fully, whether due to the User’s system, the Internet network or any other cause.
We do not provide information or services to minors, and if you are under 18 you may only use this site with the active involvement of a parent, guardian or other supervising adult.
No Individual Investment Advice
This website does not provide individual or customized legal, tax, or investment services. Since each individual’s situation is unique, a qualified professional should be consulted before making financial decisions.
Message Web Site Content Limitations
We make no guarantees as to the accuracy, thoroughness or quality of the information on this website, which is provided only on an “AS-IS” and “AS AVAILABLE” basis at User’s sole risk. This information may be provided by third parties and Investor Advisory Network shall not be responsible or liable for any errors, omissions or inaccuracies in the website content. The information and investment strategies provided at this site are neither comprehensive nor appropriate for every individual. Most of the information is relevant only in the U.S., and may not be relevant to or compliant with the laws, regulations or other legal requirements of other countries. It is your responsibility to determine whether, how and to what extent your intended use of the information and services will be technically and legally possible in the areas of the world where you intend to use them. You are advised to verify any information before using it for any personal, financial or business purpose. In addition, the opinions and views expressed in any article on this website are solely those of the author(s) of the article and do not reflect the opinions of Investor Advisory Network or its management. The website content and services may be modified at any time by us, without advance notice or reason, and Investor Advisory Network shall have no obligation to notify you of any corrections or changes to any website content.
License to Use Content
We grant you a limited personal use license to access, display, download, format and print portions of this website content solely for your own personal non-commercial use, provided that the content is not modified and all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other website or as part of any educational, training or reference materials. You may not frame or utilize framing techniques to enclose any content on this website.
Third Party Content
Any testimonials, opinions, advice, product or service offers, or other information or content made available on or through this website by third parties (“Third Party Content”) are solely those of their respective providers and not of Investor Advisory Network which does not guarantee the accuracy, completeness, reliability or usefulness of Third Party Content. It is the responsibility of the User to evaluate Third Party Content and Investor Advisory Network shall not be liable for any damage or loss caused by Users’ reliance on or other use of Third Party Content.
Materials Posted by Users
By posting or submitting any material, you will be (a) granting Investor Advisory Network a world-wide fully paid-up non-exclusive license to allow your materials to be edited and displayed by Investor Advisory Network on its website, and accessed by Users, for the purposes and on the terms in these TOU, (b) agreeing to indemnify and hold harmless Investor Advisory Network and its Users from any claim or demand made by any third party due to or arising out of your materials, and (c) representing that you own or otherwise have the right to post the materials, that the materials are accurate, that use of the materials on the Investor Advisory Network website does not violate any laws, and that the materials will not cause injury to any person. Investor Advisory Network shall have the right to use your name in connection with your posted materials.
Adviser Insights – for Users
PLEASE NOTE: Investor Advisory Network does not provide tax, investment, or financial services. The information available through Investor Advisory Network’s website and any third parties are solely for informational purposes on an “as is” basis at user’s sole risk. The information is not meant to be, and should not be construed as advice or used for investment purposes. Investor Advisory Network makes no guarantees as to the accurateness, quality, or completeness of the information and Investor Advisory Network shall not be responsible or liable for any errors, omissions, inaccuracies in the information or for any user’s reliance on the information. User is solely responsible for verifying the information as being appropriate for user’s personal use, including without limitation, seeking the advice of a qualified professional regarding any specific financial questions a user may have. While Investor Advisory Network may edit questions provided by users for grammar, punctuation, profanity, and question title length, Investor Advisory Network is not involved in the questions and answers between advisers and users, does not endorse any particular financial adviser that provides answers via the service, and is not responsible for any claims made by any adviser. Investor Advisory Network is not endorsed by or affiliated with FINRA or any other financial regulatory authority, agency, or association.
Incentives, Rewards and Other Promotional Offers
Investor Advisory Network does not guarantee that files available for downloading through its website will be free of infection or viruses or other code that may have contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for integrity, security and accuracy of data input and output, and for maintaining a means external to the site for the reconstruction of any lost data.
Advertisers Are Not Endorsed
Though we seek to partner with quality companies, we are not responsible for the claims or representations made by advertisers and sponsors. Investor Advisory Network does not review, endorse or recommend the products or services of any company mentioned on our site. We will not be liable in any way for damages of any kind resulting out of the misuse of any personal information or data submitted by you to an advertiser or sponsor.
As a convenience to Users, the Investor Advisory Network website and services may provide links to other sites or resources. Because we do not review or have no control over such sites and resources, Investor Advisory Network shall not be responsible or liable for use of or reliance on any content, products, services or information at such sites or resources. Inclusion of any links does not imply any endorsement, affiliation, approval, association or sponsorship by Investor Advisory Network of the linked websites, resources, their operators or owners. When you select a link, you may be leaving our website. The information available on third parties? websites may have certain restrictions on its use or distribution which differ from these TOU.
Password Protected Areas
Some areas of the Investor Advisory Network site (“Password Protected Areas”) may be password protected and available only to Users who are registered with Investor Advisory Network to have an account. Registration requires Users to fully complete the account registration process. Investor Advisory Network reserves the right to deny or revoke registration or access to Password Protected Areas for any User. Investor Advisory Network takes reasonable measures to ensure the security of the Password Protected Areas but cannot guarantee the absolute security of information or communications in such Password Protected Areas. Users are responsible for maintaining the security of the password they receive from Investor Advisory Network and must notify us if they believe that the security of their password or account has been breached or subject to unauthorized use. Investor Advisory Network will not be liable for any loss or liability incurred as a result of an unauthorized person using a User’s password.
The following activities are strictly prohibited:
• Spamming, advertising, soliciting or political campaigning
• Personal attacks on or abuse of any members, moderators, or administrators of a forum
• Postings for any unlawful or fraudulent purpose (including links)
• Posting of personal information (for yourself or anyone else)
• Posting materials containing viruses or other malicious or destructive code
• Posting of offensive content including profanity, obscenity, racist or pornographic material
• Posting of any materials that are defamatory or infringe any person’s rights
When you visit our website or send us email, our responses to your communications will be by e-mail. All agreements, notices and communications that we provide to you by email will satisfy all legal requirements that they be in writing and delivered to you. Investor Advisory Network will have the right to disclose any email sent by a User, or any objectionable material, to comply with legal process or to protect the rights or property of Investor Advisory Network, its customers, suppliers and Users.
The Investor Advisory Network website and its content are protected by copyright, trademark and other proprietary laws. See our Copyright Notice.
Copyright Infringement Policy
Reporting Copyright Infringement
Investor Advisory Network takes claims of copyright infringement seriously. We will respond to notices of alleged copyright infringement that comply with applicable law. If you believe any materials accessible on or from the website infringes your copyright, you may request removal of those materials (or access to them) from the website by submitting written notification to our Copyright Agent (designated below). In accordance with the Digital Millennium Copyright Act (17 U.S.C. § 512) (“DMCA”), the written notice (the “DMCA Notice”) must include substantially the following:
- Your physical or electronic signature.
- Identification of the copyrighted work you believe to have been infringed or, if the claim involves multiple works on the website, a representative list of such works.
- Identification of the material you believe to be infringing in a sufficiently precise manner to allow us to locate that material.
- Adequate information by which we can contact you (including your name, postal address, telephone number and, if available, e-mail address).
- A statement that you have a good faith belief that use of the copyrighted material is not authorized by the copyright owner, its agent or the law.
- A statement that the information in the written notice is accurate.
- A statement, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.
You may submit your DMCA Notice to the address below:
Copyright Agent – Investor Advisory Network
Attn: Legal Department
14855 Van Dyke #444
Plainfield, IL 60544
If you fail to comply with all of the requirements of Section 512(c)(3) of the DMCA, your DMCA Notice may not be effective.
Please be aware that if you knowingly materially misrepresent that material or activity on this website is infringing your copyright, you may be held liable for damages (including costs and attorneys’ fees) under Section 512(f) of the DMCA.
It is our policy in appropriate circumstances to disable access to this website and/or terminate the accounts of users who are repeat infringers.
DISCLAIMER OF WARRANTIES
INVESTOR ADVISORY NETWORK DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, WITH RESPECT TO THE USE OF THIS WEBSITE AND ITS SERVICES, OR THE ACCURACY, COMPLETENESS, TIMELINESS OR CURRENTNESS OF ITS CONTENT, IN ANY WAY AND FOR ANY PURPOSE.
EXCLUSION OF CONSEQUENTIAL DAMAGES
IN NO EVENT WILL INVESTOR ADVISORY NETWORK BE LIABLE FOR ANY INCIDENTAL, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR INDIRECT DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEBSITE OR ANY OF ITS SERVICES OR CONTENT, OR LOSS OF DATA, EVEN IF INVESTOR ADVISORY NETWORK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, PRODUCT LIABILITY, STRICT LIABILITY OR OTHERWISE.
EXCLUSION OF LIMITATIONS AND DISCLAIMERS
BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF WARRANTIES, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH JURISDICTIONS INVESTOR ADVISORY NETWORK’s LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
These TOU, and any applicable TOS, constitute the entire agreement between each User and Investor Advisory Network governing the User’s access to and use of the website and its services, and supersede all prior agreements regarding its subject matter. The TOU shall be governed by the laws of the State of Virginia without giving effect to any principles of conflicts of laws. Each User hereby attorns and agrees to the non-exclusive jurisdiction of the courts of the Fairfax County, Virginia. The failure by a User or Investor Advisory Network to exercise any right or to enforce any provision of the TOU shall not constitute a waiver of such right or provision. If any provision of the TOU is found by a court of competent jurisdiction to be invalid or unenforceable, the court shall give effect to the intentions reflected in the provision to the degree possible, and the other provisions of the TOU will remain in full force and effect. It is the express will of Investor Advisory Network and each User that the TOU and any applicable TOS have been prepared in English.
Investor Advisory Network, LLC
14855 Van Dyke #444
Plainfield, IL 60544
Last revised on April 4, 2017